Resources for Worker Benefit Decisions

     Flexible Spending Accounts

     Cafeteria Plans        

 

Lutheran Education Association believes that those who minister in Lutheran schools and congregations need to assist their congregational decision-makers in selecting benefits that are reasonable for both the congregation/school and the workers.

 

Congregations and schools using the LCMS Worker Benefit Plans/Concordia Health Plans will be choosing from four coverage options by January 1, 2004. Church workers and congregational leaders need to inform themselves and consider the ramifications of their choices. No single decision will help all workers in all congregations.

 

LEA offers this annotated list of Web sites to help church workers and their governing boards to make educated decisions. We consider these worth reading. (LEA does not endorse any of these sites as the ultimate authority or expert on Flexible Spending Accounts or Cafeteria Plans.)

 

From the LCMS:

 

Worker Benefit Plans

          www.wbp.org/homepgs/choice2004/Choice2004.pdf

 

Congregational Treasurers Manual – See Section 1, Chapter 7

          www.lcms.org/ctm/

    

Joint Statement on Health Benefits from LEA and LCMS/DCS/School   Ministry

        www.lea.org/forms/JPSHEALTH.pdf

 

 

From Outside the LCMS

 

Legal background for Cafeteria Plans from Robert E. McKenzie at Arnstein & Lehr

          www.mckenzielaw.com/cafe.htm

 

Viewpoint of benefits and potential problems of Cafeteria Plans from the American Federation of State, County, & Municipal Employees, AFL-CIO

          www.afscme.org/wrkplace/cafe.htm

 

Internal Revenue Service regulations

          www.irs.gov/faqs/page/0,,id=83301,00.html

 

 

From LEA

 

Position Statement on Health Coverage

          www.lea.org/forms/PSINS.pdf

 

Congregational Leader Letter on Health Coverage (February 2003)

         www.lea.org/forms/CLINS.pdf

 

Joint Statement on Health Benefits from LEA and LCMS/DCS/School Ministry

          www.lea.org/forms/JPSHEALTH.pdf

 

 

 

 

 

 

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